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Connexus : Issue 41
“It’s also ‘noisy’ in that it’s inconvenient for cardholder s when cards have to be cancelled, and it frequently gets media attention,” he says. “But it’s only one type of fraud in the criminals’ arsenal. It is critical that mutuals ensure equal attention be given to all fraud risks across their products and ser vices. “Other fraudsters will still be out there attempting to apply for a fraudulent loan, or open a false account to receive funds fr om inter net banking fraud.” margaret Jakovac is a freelance writer. Awaiting the digital wallet Next-generation technology is adding new layers of credit card security. For example, Visa’s digital wallet, V.Me by Visa, is in use in the United States and is expected to be rolled out in Australia. It allows consumers to shop securely across multiple channels. They securely store their card data and shipping information in a V.Me account to save them re-entering or confirming the information when shopping with major merchants online, via a mobile device or over the phone. Card users can set alerts based on their spending thresholds, for near real-time notification of transactions. In the future, they will also be able to get real-time offers from their favourite brands based on where and how they shop. www.abacus.org.au 25